Legal
Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Mettlevouch website and services. Please read them carefully before using our platform. This document is a general draft template and should be reviewed by qualified legal counsel before publication, as it does not account for jurisdiction-specific requirements.
1. Acceptance of Terms
By accessing or using the Mettlevouch website, tools, or any related services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Services. Continued use of the Services constitutes ongoing acceptance of any updates made to this document.
2. Description of Services
Mettlevouch provides AI-powered data analysis tools designed to assist users in reviewing information and exploring decision-support scenarios related to investment and financial planning. The Services are informational in nature. Nothing produced, displayed, or communicated through the Services constitutes personalised financial, legal, tax, or investment advice.
3. No Financial Advice
All analysis, outputs, reports, and recommendations generated by Mettlevouch are provided for informational and educational purposes only. They should not be relied upon as the sole basis for any financial decision. You are solely responsible for evaluating the merits and risks associated with any decision made in connection with the Services, and we strongly recommend consulting a qualified, independent financial professional before acting on any information obtained through our platform.
4. Eligibility and Account Responsibilities
You must be legally capable of entering into a binding contract to use the Services. If an account is created, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use or suspected security breach.
5. Acceptable Use
You agree not to misuse the Services, including but not limited to: attempting unauthorised access to our systems, reverse-engineering or copying proprietary technology, uploading unlawful or harmful content, interfering with the normal operation of the platform, or using the Services for any fraudulent or illegal purpose. We reserve the right to suspend or terminate access for any user who violates these conditions.
6. Intellectual Property
All content, software, design elements, trademarks, and materials associated with Mettlevouch are the property of Mettlevouch or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Services; you receive only a limited, non-exclusive, non-transferable licence to use the platform for its intended purpose.
7. Third-Party Links and Services
Our Services may contain links to third-party websites or integrate with third-party tools. Mettlevouch does not endorse and is not responsible for the content, accuracy, or practices of any third party. Your use of third-party services is governed by their own terms and policies.
8. Disclaimer of Warranties
The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not guarantee that the Services will be uninterrupted, error-free, or free from inaccuracies, and we make no representation regarding the outcome of any decision made using our analysis tools.
9. Limitation of Liability
To the fullest extent permitted by law, Mettlevouch, its affiliates, officers, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial loss, arising out of or related to your use of or inability to use the Services, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Mettlevouch and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.
11. Termination
We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Mettlevouch. Upon termination, your right to use the Services will immediately cease.
12. Changes to These Terms
We may update these Terms from time to time to reflect changes in our practices, services, or legal requirements. Any material changes will be reflected by updating the effective date at the top of this page. Your continued use of the Services after changes are posted constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Mettlevouch operates, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts, as determined under applicable law. This section should be finalised with legal counsel to reflect the correct jurisdiction.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
15. Contact Information
If you have questions about these Terms, please reach out through the contact channels listed on our Contact page. We aim to respond to all enquiries in a timely manner.